SIFO – Privacy Policy & Data Protection

Swiss Insurance Family Office, Last updated: 15 October 2026

 

1. Our Commitment to Privacy

Swiss Insurance Family Office (“SIFO”, “we”, “us” or “our”) is committed to protecting the privacy, confidentiality and security of personal information entrusted to us.

We recognise that our work in international life insurance, wealth preservation, financial protection and legacy planning may involve confidential personal and financial information. We therefore aim to handle all personal data responsibly, transparently and in accordance with applicable data protection laws.

This Privacy Policy explains how we collect, use, disclose and protect personal data when you visit our website, contact us or engage with our services.

 

2. Who We Are

The data controller responsible for the processing of personal data is:

Swiss Insurance Family Office (SIFO)
Legal entity: Swiss Insurance Family Office Ltd
Registered address: Habüelstrasse 14, 8704 Herriberg / Zurich, Switzerland
Email: info@swissifo.com
Website: www.swissifo.com

For all privacy-related enquiries, please contact us using the details above.

 

3. Personal Data We Collect

We collect only personal data that is relevant and necessary for the purposes described in this Privacy Policy.

Depending on your interaction with SIFO, this may include:

Contact and identification information

• Name, email address and telephone number.

• Country of residence and preferred language.

• Professional role, company and business contact details.

Enquiry and business relationship information

• Information you provide when requesting information, arranging a consultation or communicating with us.

• Your stated financial protection, life insurance or wealth-planning objectives.

• Relevant correspondence and records of our interactions.

Technical information

• IP address, browser type, device information and operating system.

• Website access logs and information about how our website is used.

• Cookie preferences and analytics data, where applicable.

Client-related financial and insurance information

Where required to assess or provide a service, we or the relevant authorised service provider may process information concerning financial circumstances, insurance requirements, beneficiaries, family protection objectives, assets or estate-planning considerations.

Sensitive personal data, including health information required for life insurance underwriting, will be handled only where necessary, with an appropriate legal basis and through suitable safeguards. Such information should not be submitted through general website contact forms.

 

4. Purposes of Processing

SIFO may process personal data for the following purposes:

• Responding to enquiries and requests for information.

• Providing information about international life insurance and financial protection solutions.

• Understanding client requirements and coordinating appropriate services.

• Supporting wealth preservation, liquidity planning, family protection and legacy-planning objectives.

• Managing business relationships and communications.

• Meeting applicable legal, contractual and regulatory obligations.

• Maintaining the security, functionality and performance of our website.

• Improving our services and website experience.

• Sending relevant business or marketing communications where permitted by law.

We do not use personal data for purposes that are incompatible with the purposes for which it was collected, unless permitted by applicable law.

 

5. Legal Basis for Processing

Depending on the applicable jurisdiction and circumstances, we process personal data on one or more of the following grounds:

• Your consent.

• Steps taken at your request before entering into a contract, or the performance of a contract.

• Compliance with legal or regulatory obligations.

• Legitimate business interests, where permitted by law and where these interests do not override your rights.

• Other lawful grounds available under applicable data protection legislation.

Where processing is based on consent, you may withdraw your consent at any time, subject to applicable legal requirements.

 

6. Confidentiality and Disclosure to Third Parties

SIFO does not sell personal data.

We may share relevant personal data, on a need-to-know basis, with carefully selected recipients where necessary to provide our services or fulfil legal obligations. These may include:

• International life insurance companies and their authorised representatives.

• Insurance intermediaries, brokers and professional service providers involved in a requested service.

• Legal, tax, compliance and other professional advisers.

• IT, hosting, communications and other technical service providers.

• Banks or financial institutions, where relevant to a requested service.

• Courts, regulators, public authorities or other recipients where disclosure is required or permitted by law.

Where appropriate, recipients are subject to contractual confidentiality and data protection obligations. Information is shared only to the extent reasonably necessary for the relevant purpose.

The specific recipients will depend on the service requested and the arrangements applicable to your case.

 

7. International Data Transfers

SIFO serves an international clientele. Accordingly, personal data may need to be transferred to or accessed from countries outside Switzerland, including countries in which relevant insurers, service providers or professional advisers operate.

Where applicable, international transfers will be made in accordance with Swiss data protection law and any other applicable data protection requirements, including the GDPR where relevant.

Depending on the destination and circumstances, appropriate safeguards may include an adequacy decision, recognised standard contractual clauses or another legally permitted transfer mechanism.

You may contact us for further information about relevant international transfers and the safeguards applicable to your personal data.

 

8. Data Retention

We retain personal data only for as long as reasonably necessary for the purposes for which it was collected, including the management of business relationships and compliance with applicable legal, regulatory and contractual obligations.

Retention periods depend on the nature of the information, the purpose of processing and the applicable legal requirements.

When personal data is no longer required, it will be securely deleted or anonymised, unless further retention is legally required or permitted.

 

9. Website Cookies and Analytics

Our website may use cookies and similar technologies to support essential website functionality, remember preferences, analyse website traffic and improve performance.

Where required by applicable law, we will obtain consent before using non-essential cookies or tracking technologies.

You can manage your preferences through the website’s cookie settings, where available, and through your browser settings. Disabling certain cookies may affect website functionality.

Details of any analytics, advertising or embedded third-party services will be provided where applicable.

 

10. Data Security

SIFO takes appropriate technical and organisational measures designed to protect personal data against unauthorised access, loss, misuse, alteration or disclosure.

Access to confidential information is restricted to persons and service providers who require it for legitimate business purposes.

Nevertheless, no method of electronic transmission or storage can be guaranteed to be completely secure. We therefore encourage you not to transmit sensitive personal, financial or medical information through unsecured communication channels.

 

11. Your Data Protection Rights

Depending on the applicable legislation, you may have the right to:

• Request access to your personal data.

• Request correction of inaccurate or incomplete information.

• Request deletion of personal data where legally permissible.

• Object to certain processing activities.

• Request restriction of processing where applicable.

• Withdraw consent where processing is based on consent.

• Request data portability where applicable.

• Lodge a complaint with the competent data protection authority.

To exercise your rights, please contact SIFO using the contact details in Section 2. We may need to verify your identity before responding. These rights are subject to applicable legal conditions and exceptions.

 

12. Third-Party Websites

Our website may contain links to external websites operated by insurers, business partners or other third parties.

SIFO is not responsible for the privacy practices or content of those websites. We recommend reviewing their respective privacy policies before providing personal information.

 

13. Children's Privacy

Our website is intended for an adult audience. We do not knowingly collect personal data directly from children through the website unless the collection is appropriate for a specific service and permitted by applicable law.

 

14. Updates to This Policy

We may amend this Privacy Policy from time to time to reflect changes in our services, website functionality, business operations or applicable legislation.

The current version will be published on our website together with the date of the latest update.

 

15. Contact Us

For questions, requests or concerns relating to privacy and personal data, please contact:

Swiss Insurance Family Office (SIFO)
Email: info@swissifo.com
Address: Habüelstrasse 14 - 8704 Herrliberg / Zurich, Switzerland
Website: www.swissifo.com